How to increase Fuliza Limit

You’ve now explored Fuliza, Safaricom’s M-Pesa overdraft program, and discovered how useful it is. But, let’s face it, your cash demands might not be entirely met by the original Fuliza limit of Ksh 500. The good news is that you can do so. Have you been searching “How to increase fuliza limit?” we’ll teach you how to do so.

Here are some smart and effective strategies to boost your Fuliza limit:

1. Use Fuliza Often

Like any other lender, Fuliza works on the basis of trust. You establish your dependability by using Fuliza for more of your transactions, such bill payment and shopping.

2. Frequent MPESA and Safaricom Services

By routinely employing additional Safaricom services, you may increase your financial impact. The more transactions you complete, whether it is purchasing airtime, paying bills, transferring money, or saving with MSHWARI, the more Fuliza will trust you.

3. Timely Fuliza Repayments (The Best Way!)

Paying off your loans ahead of time is a guaranteed strategy to raise your Fuliza limit. Most Fuliza loans include a 30-day grace period for repayment. Paying off debt within this timeframe will considerably boost your chances of receiving a limit rise. While not imminent, it will happen soon.

4. Maintain a Clean CRB Record

Your relationship management with other lenders may have an impact on your Fuliza limit. Due to past payment failures, Safaricom reserves the right to lower your Fuliza limit or refuse a request for an increase. It’s imperative to pay off your other debts to avoid being placed on the CRB blacklist.

5. The Opt-Out, Then In Trick

This tactic comes with a word of caution as it may have mixed results. Some report success, some don’t. How it works:

Opt out of Fuliza:

• Dial *234#
• Select Fuliza MPESA (usually option 0)
• Choose “More” (typically option 8), then “Opt Out” (usually option 7)
• Confirm by selecting “Yes” (usually option 1)
• Safaricom will send you an SMS confirming your Fuliza opt-out.
• You can then wait for a few hours or even overnight before opting back in.

Opt in again and follow the steps we mentioned earlier to increase your limit.

Although there is no certainty with this approach, some people have experienced success. If you want to see your Fuliza limit rise, it’s worthwhile to give it a shot.Keep in mind that raising your Fuliza limit requires patience, reliability, and financial responsibility. You’ll be well on your way to enjoying a greater Fuliza limit and all the financial liberty that comes with it by paying close attention to these suggestions and handling your money sensibly. Enjoy your fuliza!